Read First Quarter 2020 Issue of FYI: The Inside News from Arnerich Massena’s Wealth Management Team

Bringing you the inside news from Arnerich Massena’s Wealth Management Team

Posted in Economic trends, Estate Planning, Financial Planning, Investment News, Philanthropy Focus, Practical Planning by Arnerich Massena.

Read FYI: The Inside News from Wealth Management – Q4 Issue

Roth Accounts: Tax-efficient gifts from the IRS

This article will explain some of the differences in these Roth accounts and will then focus on two non-conventional ways that taxpayers are using 401(k) and IRA accounts to super-fund Roth IRAs and Roth 401(k)s. Read more here. Read more »

Posted in Estate Planning, Financial Planning, Firm updates, Investment News, Philanthropy Focus, Practical Planning by Arnerich Massena.

Read FYI, the Inside News from Arnerich Massena’s Wealth Management Team

Bringing you the inside news from Arnerich Massena’s Wealth Management Team Read more »

Posted in Financial Planning, Firm updates, Investment News, Philanthropy Focus, Practical Planning by Arnerich Massena.

Read FYI, the inside news from Arnerich Massena’s Wealth Management Team

Read FYI, the inside news from Arnerich Massena’s Wealth Management Team!

Posted in Estate Planning, Financial Planning, Firm updates, Philanthropy Focus, Practical Planning, Technology Tips by Arnerich Massena.

Read FYI – The inside news from Arnerich Massena’s Wealth Management Team

Bringing you the inside news from Arnerich Massena’s Wealth Management Team Read more »Posted in Estate Planning, Financial Planning, Firm updates, Philanthropy Focus, Practical Planning by Arnerich Massena.

Practical Planning: Understanding 401(k) Loans

A recent survey of millennials has been making the rounds on news sites, with particular attention focused on 401(k) loans used to finance home purchases. The survey found that two in ten Millennials who plan to buy a home expect to dip into retirement accounts to fund their purchase and that three in ten who are currently homeowners have already done so.

Although 401(k) loans have some advantages, there are also several important factors to keep in mind before borrowing from your future. Read more »

Posted in Financial Planning, Practical Planning by Katherine Fox.

Practical Planning: Review Your Withholdings for 2018

Even though we are knee-deep in the 2017 tax season, it’s not too early to start thinking about 2018 taxes. Given tax reforms in the Tax Cuts and Jobs Act, wage earners should be sure to review and, if necessary, adjust their tax withholding. You can start this process using the IRS 2018 Withholding Calculator to do a “paycheck checkup” and help you determine whether your tax withholdings are appropriate. Read more »

Posted in Financial Planning, Practical Planning by Katherine Fox.

Practical Planning – Understanding Life Insurance

The basic purpose of life insurance is simple: upon your death, a policy will pay out a set benefit (income tax-free and occasionally estate tax-free) to your beneficiaries. When considering life insurance options, however, it can be difficult to determine the amount of coverage your family needs and to understand the terminology and costs/benefits of different policies. Read more »

Posted in Estate Planning, Financial Planning, Practical Planning by Katherine Fox.

Practical Planning – Advice for New Parents

Like a new year, parenthood brings with it many new experiences. Some are great — the first time you hold your child, the first time they smile, et cetera. Some are not — first diaper changes, the first all-nighter, and so on. The Arnerich Massena team is welcoming three babies in the coming months and we love hearing stories about these firsts from our new parents.

Sometime during those first few sleep-deprived months, most new parents stumble across the same thought: “Since I am now responsible for this other human being, I should probably get my finances and estate in order.” Read more »